Company:
Summit Lending
Location: Huntington Beach
Closing Date: 22/10/2024
Salary: £100 - £125 Per Annum
Hours: Full Time
Type: Permanent
Job Requirements / Description
We're seeking a highly experienced, service-driven, and detail-oriented mortgage loan officer to join our dynamic team. At Summit Lending, we are committed to removing obstacles and fostering a supportive environment where you can excel. If you have a proven track record of delivering tailored lending solutions for your clients, we’d love to hear from you. Apply today to take the next step in your career!
Responsibilities:
- Manage a large pipeline of loans to ensure your production meets our requirements.
- Monitor the mortgage process to ensure all company and regulatory processes are adhered to.
- Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction.
- Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision.
- Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements.
- Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth.
- Handle the application process, pitch to qualified borrowers, and guide them through loan options.
- After loan sales, focus shifts to selling to the next borrower as processing staff takes over file management.
- Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices.
- Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals.
- Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them.
Qualifications:
- Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability.
- Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred.
- Requires compliance with lending regulations and bank underwriting guidelines and lending policies.
- Current NMLS State License or Federal NMLS Registration.
- Banking, business, real estate, or related Bachelor’s degree required.
- Strong understanding of HELOC/HELOAN guidelines and structuring.
- Strong time management abilities, capable of prioritizing tasks and handling multiple leads simultaneously.
- Meticulous attention to detail, ensuring accuracy and compliance with regulations.
- Comprehensive knowledge of various loan products, eligibility criteria, and industry trends.
- Adaptability to changing market conditions and client needs.
- Commitment to ethical conduct and integrity.
- Proficiency in loan origination software and other technological tools.
Compensation:
$300,000 Yearly
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Summit Lending