Assistant General Counsel

Come build the next-gen fintech at Early Warning, network operator of Zelle, where we’re relentlessly focused on empowering prosperity in all its forms.

From fast money movement for over 100 million people who can access Zelle directly through their banking app to new account opening and beyond – we make a difference in the lives of consumers and businesses every day and enable them to live their best financial lives. And we’re only getting started.

With new state-of-the-art offices in Scottsdale, AZ (Headquarters) and Chicago, IL – plus a growing presence in San Francisco – we’re entering our next big chapter.

People matter to us, so we think our best work is done when we’re together, in-person. From informal interactions, to sharing ideas, to mentoring and beyond. We also believe in workplace flexibility and empowering teams to determine the rhythm of work to create an inclusive culture. Through the power of innovative collaboration, we offer hybrid and (when necessary) virtual (“remote”) workplace models.

We focus all hiring efforts in a few states and within driving distance of an office location to enable in-person collaboration when and where possible. Priority hiring locations are Scottsdale, AZ, Illinois, NY tri-state metro area (New Jersey, New York and Connecticut) and San Francisco, CA. On exception we will hire in secondary locations such as District of Columbia, Florida, Georgia, Maryland, Nevada, North Carolina, South Carolina, Texas and Virginia. We are not actively recruiting in Colorado, Rhode Island or Washington.

Join us and make your mark on what’s next in fintech.

• Applicants must be authorized to work for any employer in the United States. We are unable to sponsor an employment Visa for this position.

This position will serve as lead legal counsel and strategic adviser to our regulated business unit that provides leading consortium-based solutions that help financial institutions manage fraud and risk, improve customer experiences, and meet regulatory obligations while providing a host of financial services in brick-and-mortar and digital experiences. This role will provide leadership, advice, and guidance on a broad range of legal matters arising in the business. Additionally, this role will provide subject matter expertise and advice on the Fair Credit Reporting Act (FCRA) and the Gramm-Leach-Bliley Act (GLBA), which are of foundational importance to the business unit, and advise on complex data risk issues. This position will be an integral part of the broader legal team providing comprehensive legal support to the entire company.

• Independently provide business-focused legal advice on all manner of legal matters and risks impacting the business.
• Independently manage day-to-day legal activities for the business unit, such as marketing material review, product documentation review, policy and procedure review and development, advising on development and application of consortium operating rules, supporting business unit advisory committees, and addressing consumer support inquiries.
• Provide FCRA legal interpretations and advice on business-critical initiatives, on issues concerning furnishers and users of consumer reports, and on issues pertaining to consumer reporting agencies.
• Provide legal and strategic advice and guidance on issues related to consumer data collection and use under GLBA, other privacy laws and evolving data-sharing regulatory frameworks.
• Provide legal support to data risk management functions (includes privacy, data governance, model risk management and records management).
• Provide business-oriented and strategic legal advice and support to the business team regarding compliance with laws and regulations and new initiatives.
• As needed, draft, review and negotiate a variety of commercial relationships supporting the business unit, including strategic partnerships, sales, and supplier agreements.
• Function as department expert in the context of audits, litigation, regulatory investigations and exams and other legal proceedings affecting the business unit.
• Work with Government Relations team to monitor legislative and regulatory developments, evaluate their potential impact on the business and advise Compliance and business partners with respect to legal requirements arising from new or changes to existing laws or regulations.
• Effectively partner with Legal, Compliance, Privacy, and Risk department personnel to provide seamless support to the business unit.
• Instruct and manage outside counsel on specialized advice as needed.
• May manage and supervise lower-level attorneys and/or other legal personnel.
• Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

• Juris Doctor from accredited law school; active admission to a state bar.
• At least eight years’ experience as in-house counsel or in a law firm, with strong background advising clients on consumer financial services laws.
• At least three years’ experience advising on the FCRA.
• At least three years’ experience advising on the GLBA.
• Ability to learn new substantive areas of the law quickly.
• Experience working with regulators and/or in federal supervision, investigation, or enforcement matters.
• Ability to identify, analyze and resolve unique and complex legal issues.
• Ability to think strategically and give practical advice with imperfect information.
• Ability to work independently as well as collaboratively to achieve business objectives.
• Strong presentation skills and excellent written and verbal communication skills.
• Ability to draft clear, concise, and accurate legal positions to internal clients at all levels of the organization.
• Strong interpersonal and collaborative skills to build partnerships and alliances internally and with external partners at all levels of the organization.
• Strong business acumen—the ability to be forward-thinking and innovative while understanding our business needs and limitations.
• Organized with ability to manage multiple competing priorities in a fast-paced environment.
• Prior experience effectively managing outside legal resources.
• Unyielding commitment to highest professional ethics.
• Ability to maintain professional licensing and memberships in appropriate professional organizations.
• Background and drug screen.

• Familiarity with antitrust laws.
• Additional related education and/or experience preferred.
• Prior experience/knowledge regarding covered areas preferred.

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

Phoenix, AZ/Chicago, IL in USD per year is: $240,000-260,000.

San Francisco, CA/New York in USD per year is: $260,000-280,000.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Additionally, candidates are eligible for a discretionary bonus, and benefits.

• Healthcare Coverage –Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
• 401(k) Retirement Plan –Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
• Paid Time Off – Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
• 12 weeks of Paid Parental Leave.
• Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.