DescriptionBar Harbor Bank & Trust offers: competitive pay, referral incentives, an employee stock purchase plan, medical/dental/vision/life insurance plans, paid holidays, 401(k) plan, paid time off, a wellness program, continuing education benefits, and more!Bar Harbor Bank & Trust, one of New England's top financial institutions is looking for a responsible and dedicated individual to join our Residential Lending team as a Mortgage Loan Originator in Bangor, Maine.The ideal candidate is a self-starter, who enjoys working with new and existing customers, to provide thoughtful solutions through lending and companion products that require more complex sales techniques. This is a great opportunity to work with a very successful, strong rooted residential lending department. The organization offers robust technology solutions to optimize the performance of our ambitious team of mortgage professionals.Responsibilities (Essential):Meeting with customers or prospective customers in order to promote products offered by the Bank, in an effort to meet customer needs while providing excellent customer serviceDevelop and maintain a network of developers, realtors, attorneys, accountants, and other potential centers of influence and referral sourcesMarket and cross-market the Bank’s loan and other products and services, using approved marketing materialsOriginate new mortgage and home equity loans/liens, obtaining all required information and documentation from the customerAble to work with multiple systems applications to navigate products and recommend profitable solutions from unstructured inbound and outbound sales leadsAbility to skillfully craft lending products with companion products and pricing that results in client salesDemonstrates solid sales production in volume or units over a sustained timeframeStay informed with all different kinds of loans available and is comfortable interviewing applicants to assess their loan requirementsAbility to advise applicants on which option is best suited for their needsMake all required disclosures to customers, including, without limitation, disclosure of all required loan fees and costsProvide progress reports to clients, and assist with resolving any discrepanciesRequired Education & Experience:At least three years of previous experience as a Mortgage Loan Originator is required.Prior banking experience required.Minimum of an Associate’s degree, or equivalent work experience.Full competency in business math and basic accounting skills.Ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day responsibilities. Flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technological advances, and new equipment.Proven history of working as a positive team member in a fast paced, high volume environment while managing multiple priorities.Exceptional customer service skills.Must obtain and maintain a valid NMLS registration.Working knowledge of Windows-based software programs.QualificationsEducationRequiredHigh School or betterEqual Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)