Vice President SBA Lender

• Job Title: Vice President SBA Lender
• Primary Location: Tampa, FL
• Employee Status: full-time, salary
• Estimated Hours/Week: 38
• Hybrid
What You'll Get: (note varied offerings based on role and hours)
• Weekly Pay
• Comprehensive Health & Wellness package including Medical (with prescription coverage), Dental, and vision
• Matching Health Savings Account Contributions, Dependent Care flexible spending account (FSA)
• Retirement options like 401 (k) with company match and pension.
• Paid time off: Vacation, Personal days, paid holidays, paid volunteer time, sick days, & flex time.
• Tuition reimbursement
Job Summary
The Vice President SBA Lender is responsible for the development of Small Business Administration loan opportunities. The Vice President SBA Lender establishes and maintains a direct calling effort on outside loan referral sources as well as a direct calling effort on potential clients.
Responsibilities

• Develops sales leads independently and by teaming with Commercial Loan Officers and Market Leaders to attain new business relationships and product sales. Calls and visits clients and prospects to promote and sell bank products and services teaming with Commercial Loan Officers and Market Leaders. Promotes and cross-sells other bank products and services as appropriate to client, such as business checking. Responds to client information requests or inquiries involving small business loans.

• Interviews applicant and requests specified information for SBA loan application. Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.

• Analyzes applicant financial status, credit, banking status, and other information to determine feasibility of granting loan. Compiles SBA loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms. Presents loans to loan committee for approval when necessary.

• Compiles and analyzes market research data in order to develop or increase the competitiveness of current product and services offered. Identifies and analyzes potential loan markets to develop prospects for SBA Loan products. Provides loan data to support marketing and sales promotion programs as required.

• Oversees and ensures accuracy and performance of SBA loan administration and processes, such as receipt of applications from prospective applicants, completeness of loan packages, and timely processing, funding, and closing of committed loans.

• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.

• The employee consistently demonstrates a commitment to the culture of Lake Michigan Credit Union. They exhibit the core values that define LMCU's PRIDE culture (Passionate, Respectful, Innovative, Dependable, Empowered) and contribute to the success of others on the team. Example behaviors might include, but are not limited to: • Doing what's right for the member and for each other. • Maintaining an optimistic and positive attitude towards others. • Demonstrating the highest standards of ethics and personal values. • Embracing diversity and upholding a culture of inclusion. • Sustaining credibility by following through on commitments. • Engaging in healthy dialogue to find win/win solutions.

Preferred Education and Experience

• Eight years to ten years of similar or related experience, including preparatory experience.
• Bachelor's Degree in Business Administration, Finance or a related field of study.
• Demonstrated success in SBA lending and achievement in the industry.
• Successful experience and proven track record in growing sales.
• Proven ability to develop strong relationships with members, prospects, business partners and direct reports.
• Strong analytical, organizational and presentation skills with exceptional interpersonal and communicative skills with both individuals and groups.

Who We Are:
We're proud of our past, thrilled with our present, and couldn't be more excited about our future! Lake Michigan Credit Union has grown to become one of the largest credit unions in the nation with our headquarters in West Michigan.
As a credit union, LMCU is a not-for-profit institution, owned by its members, instead of corporate stockholders. We are accountable directly to our members, and they directly share in our success - benefitting by lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don't exist at traditional banks.
It's about always doing what's best and right for our members - it guides everything we do.
From friendly, knowledgeable and professional employees who greet you by name, to offering stellar value at every turn, LMCU works for its members.
Working with LMCU you can grow and advance in your career and work with talented teams that help you become better each and every day. As an employee you can have confidence in knowing your work is having an impact by supporting our mission of serving our members' lifetime financial needs.
You'll be encouraged to innovate and excel and we're committed to your empowerment as an employee, providing ongoing training, development, support, and opportunities for you to achieve your career goals.
Have additional questions about the role?
You may email us at:
If you lack access to the internet or internet connectivity, or have a disability that hinders your ability to apply online, please choose one of the following options to obtain assistance:
Call us at: (616) 242-9790
Mail your resume to: 5664 Prairie Creek Drive, Caledonia, MI 49316
Please Note: These options are reserved for use by individuals requesting an accommodation as a candidate. Information received via these options will be routed to our HR team, who will provide appropriate assistance to facilitate the completion of LMCU's online application.
LMCU is an Equal Opportunity Employer