Commercial Lending

Job Details
Job Location
Corporate Office - Grand Rapids, MI
Position Type
Full Time Officer
Description
Develops and manages commercial loan accounts that meet established lending requirements and provide maximum profitability to the bank at minimum risk.
Qualifications
As a full-time employee of United Insurance, you would join an outstanding, supportive culture of employees. You would also gain several attractive benefits, including the following:

• Paid vacation, sick, and personal days;
• Health, dental, vision, and life insurance;
• Long and short-term disability;
• 401(k) retirement plan with company match;
• Education reimbursement;
• Wellness opportunities;
• Training and development opportunities;
• Pay for performance;
• Promote from within philosophy;
• Bank products and services;
• Inclusive employer that celebrates and encourages the uniqueness of each person;
• Veteran friendly employer.

We have an excellent opportunity for a full-time Commercial Lender. United Bank is searching for driven individuals who are focused on building relationships with our customers. Compensation and official job title will be decided based on experience.
The Commercial Lender position is a fundamental position at United Bank. This position is responsible for interviewing loan applicants. Collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan requests. Establishes and negotiates where necessary, terms and conditions which credit will be granted, including the costs, repayment method, and schedule and collateral requirements. Is responsible for all documentation requirements in underwriting the credit decision. Monitors loan repayment activities and takes necessary action to collect from past-due accounts. Develops new business by networking with business professionals, contacting prospects and customers, cross-sells banks services. Must have transportation to meet with clients on or off site. Responsible for areas of compliance as it relates to Commercial Lending. Undertakes special projects relating to departmental services as assigned.
This position requires:

• Fifth year college or University Program Certificate
• Two to four years related experience and/or training, or combination of education and experience;
• Register and maintain NMLS Unique Identifying Number
• Regular sitting;
• Utilizing hands & arms;
• Ability to talk & hear;
• To have close vision of 20 inches or less.

United Bank and United Insurance is proud to be an Equal Opportunity and Affirmative Action Employer, and to have an inclusive culture to promote and ensure equal opportunity decisions regardless of race, color, gender, disability, sexual orientation, gender identity, veteran status or any other legally protected status.
If you require an accommodation to apply to this position, please call (616) 559-4526, or email This contact information is for accommodation purposes only .