Post Closer

RoundPoint is seeking a Post Closer to join our team. The Post Closer is responsible for reviewing closing documents in compliance with company, FNMA, FHLMC, FHA, VA and industry standard rules and regulations. This position will require contact with borrowers, Title companies and attorneys to complete loan packages when needed.
Responsibilities

• Review HUDs.
• Review Case Number Assignment, Title Commitments, Insurance Policies, PMI Certification and all loan documents for accuracy.
• Review all files for completeness and accuracy to ensure compliance with underwriting, government, and investor and company requirements.
• Maintain open lines of communication with all parties to obtain loan status information
• Ensure all loans are closed in strict accordance with all guidelines.
• Understand and adhere to all existing and/or changes to internal or external guidelines, processes and procedures as soon as they are implemented.
• Responsible for insuring and saleability of loan.
• Ensure all loans are signed, dated and notarized properly.
• Responsible for meeting RoundPoint's commitment to compliance.
• Perform other related duties as assigned.

Qualifications

• 3+ years mortgage experience, preferably closing.
• Knowledge of entire mortgage process and be familiar with current regulations; must be able to navigate All Regs to review current regulations and investor guidelines.
• Ability to read words and to recognize similarities and differences between words and between series of numbers.
• Ability to comprehend and write simple instructions, correspondence, and memos.
• Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
• Ability to calculate figures and amounts such as discounts, interest, commissions, and percentages.
• Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
• Some contact with others; including general public. Purpose of contacts is to provide explanation or interpretation of information. May handle confidential information and some complex matters.
• Requires normal courteous interaction and basic interpersonal skills and tact to communicate with others. Forwards non-routine inquiries or requests to appropriate individual and/or department.
• Tasks are multiple and focus more on single processes. Work is sometimes standardized and sometimes varied.
• Performs tasks and duties under direct supervision, using well-defined policies and procedures. Work is reviewed by supervisor. Limited opportunity exists for exercising independent judgment and decision making. Refers most problems to supervisor.

Physical Demands & Working Conditions
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:

• The employee is regularly required to talk or hear.
• The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
• The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
• The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
• Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.
• The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

About RoundPoint Mortgage Servicing LLC
RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.
Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.
Location

• Fort Mill, SC

Employee Status

• Regular

Travel

• No

Telecommuter Position

• No