DescriptionBar Harbor Bank & Trust, one of New England's top financial institutions is looking for a responsible and dedicated individual to join our Residential Lending team as a Mortgage Loan Originator in Concord, NH.The ideal candidate is a self-starter ,who enjoys working with new and existing customers, to provide thoughtful solutions through lending and companion products that require more complex sales techniques. This is a great opportunity to work with a very successful, strong rooted residential lending department. The organization offers robust technology solutions to optimize the performance of our ambitious team of mortgage professionals.Responsibilities (Essential):Meeting with customers or prospective customers in order to promote products offered by the Bank, in an effort to meet customer needs while providing excellent customer service.Develop and maintain a network of developers, realtors, attorneys, accountants, and other potential centers of influence and referral sources.Market and cross-market the Bank’s loan and other products and services, using approved marketing materials.Originate new mortgage and home equity loans/liens, obtaining all required information and documentation from the customer.Able to work with multiple systems applications to navigate products and recommend profitable solutions from unstructured inbound and outbound sales leads.Ability to skillfully craft lending products with companion products and pricing that results in client sales.Demonstrates solid sales production in volume or units over a sustained timeframe.Stay informed with all different kinds of loans available and is comfortable interviewing applicants to assess their loan requirements.Ability to advise applicants on which option is best suited for their needs.Make all required disclosures to customers, including, without limitation, disclosure of all required loan fees and costs.Provide progress reports to clients, and assist with resolving any discrepancies.Required Education & Experience:Previous experience as a Mortgage Loan Originator is preferred, but not required.Prior banking experience required.Minimum of an Associate’s degree, or equivalent work experience.Full competency in business math and basic accounting skills.Ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day responsibilities. Flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technological advances, and new equipment.Proven history of working as a positive team member in a fast paced, high volume environment while managing multiple priorities.Exceptional customer service skills.Must obtain and maintain a valid NMLS registration.Working knowledge of Windows-based software programs.Bar Harbor Bank & Trust offers: competitive pay, referral incentives, an employee stock purchase plan, medical/dental/vision/life insurance plans, paid holidays, 401(k) plan, paid time off, a wellness program, continuing education benefits, and more!Bar Harbor Bank & Trust is an Equal Opportunity Employer, Minority/Female/Disability and Protected Veteran. These are the requirements for an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities.EEO is the law: English & Spanish version• English - Spanish - EEO is the Law Poster Supplement • Pay Transparency:• Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)