Mortgage Origination Examiner

Salary: See Position Description
Location : Wake County, NC
Job Type: Permanent Full-Time
Remote Employment: Flexible/Hybrid
Job Number: 24-13162
Department: NC Office of the Commissioner of Banks
Division: NC Office of the Commissioner of Banks
Opening Date: 10/17/2024
Closing Date: 11/3/2024 5:00 PM Eastern
Job Class Title: OCOB Financial Examiner
Position Number: 60080534
Salary Grade: CB
Description of Work
The N.C. Office of the Commissioner of Banks (NCCOB) is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina.
Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace.
We value our employees and offer a great work/life balance and many including:

• and

This posting is for two contributing-level examiners.
NCCOB is seeking contributing-level (entry level) financial examiners to join the Mortgage Division. These entry-level positions require training that will include licensing and examination processes.
This position will be aligned primarily to mortgage origination with the purpose to gather, organize, review, and analyze information concerning the operations of mortgage lenders and brokers and to ensure the safe and lawful conduct of the business and compliance with applicable lending laws and regulations. Examiners will communicate information to management and others, consistent with NCCOB regulations, laws, policies, and industry practices. Examiners develop and maintain professional working relationships, prepare accurate and timely written reports, demonstrates effective verbal communication skills, and recommends corrective actions. Examiners may testify in judicial hearings and are required to maintain confidentiality and discretion while conducting business. Examiners may work in a team environment or independently and must adapt to changing circumstances. Examiners will work under general supervision, demonstrate sound judgment in making decisions and recommendations, and present findings.
WORK ENVIRONMENT INVOLVES MINIMAL OVERNIGHT TRAVEL Examiners may reside anywhere in the state of North Carolina. Examiners work a compressed work schedule, with every Friday off.
Recruitment range: $43,929 (min) - $65,000 (max)
Knowledge, Skills and Abilities / Competencies

• Working knowledge of mortgage origination processes, industry standards, and best practices.
• Mortgage industry knowledge of investor standards, quality control, and compliance processes.
• Demonstrate the ability to learn laws, rules, regulations, industry standards, and accounting processes applicable to mortgage origination.
• Ability to apply newly acquired competencies from attending required training.
• Candidate must have knowledge and ability to use applicable information technology to meet work needs, including proficient knowledge in Microsoft Excel, Word, and Outlook.
• Performance abilities include but are not limited to the following: objectivity, time management, integrity, clarity (report writing and oral presentations), attention to detail, teamwork, professional presentation, initiative, adaptability, and organizational sensitivity.
• Strong written and verbal communication skills are required to be successful.

Experience in writing reports is recommended.
Minimum Education and Experience Requirements
Graduation from a four-year college or university with a degree in a related field (mortgage, banking, finance, business) AND at least one year of recent experience in one or more of the following mortgage areas: mortgage lending administration, regulatory compliance, underwriting, or processing; or an equivalent combination of training and experience.
All experience MUST be documented on your application to be counted. Work experience not listed on the actual application CANNOT be considered to qualify for the position or for salary administration if hired for the position
Supplemental and Contact Information
The North Carolina Office of the Commissioner of Banks (NCCOB) selects applicants for employment based on job-related knowledge, skills, and abilities without regard to race, color, gender, national origin, religion, age, disability, political affiliation or political influence.
Applicants must embrace and actively support NCCOB's values:
Accountability, Customer Service, Ethics & Integrity, Teamwork & Collaboration, and Innovation & Creativity
Degrees must be received from appropriately accredited institutions. Transcripts, degree evaluations and cover letters may be uploaded with your application.
Please make sure you complete the application in full. Resumes may be uploaded with your application but will not be accepted in lieu of a fully completed application. "See Resume" or "See Attachment" will NOT be accepted.
If multiple applications are submitted to an individual position, only the most recent application received prior to the posting closing date will be accepted. Applications must be submitted by 5:00 PM on the closing date.
Applicant seeking Veterans Preference must attach a copy of their form DD-214.
Due to the volume of applications received, we are unable to provide information regarding the status of your application over the phone. To check the status of your application, please log in to your account . Processing applications may take an average of 2-6 weeks due to the high volume of applications received. It is not necessary to contact the Human Resources Office to check the status of an application. Upon the closing date, applications are "Under Review" and will be screened by Human Resources for the most qualified applicants.
For technical issues with your applications, please call the NeoGov Help Line at 855-524-5627 . If there are any questions about this posting other than your application status, please contact HR at 919-715-7768.
NOTE: For temporary, contract or other supplemental staffing appointments:
There are no paid leave, retirement or other benefits associated with these appointment types.
For permanent and time-limited appointments:
Eligible employees have benefits that include employee health insurance options, standard and supplemental retirement plans, NC Flex (a variety of high-quality, low-cost benefits on a pre-tax basis), and paid vacation, sick, and community service leave, to name a few. Paid parental leave is available for eligible employees. Some benefits require 30 + hours work/week for participation.
01
Do you have at least 1 recent years of experience specifically in the mortgage lending industry?

• Yes
• No

02
If yes, briefly describe your experience below. If no, put N/A.
03
Please check below all that you have at least 1 recent year of directly related work experience with.

• TILA
• RESPA
• ECOA
• HMDA
• None of the above

04
Are you available to work Monday through Thursday and 10 hours per day?

• Yes
• No

Required Question