Credit Clerk

Job Description
ESSENTIAL DUTIES AND RESPONSIBILITIES:
The requirements listed below are representative of the knowledge, skill, and/or ability required to perform this job successfully. Upon request, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Provide outstanding customer service to guests and all other employees by exceeding our mission statement.
• Deliver our Five Star Experience to Guests and all Team Members by embodying our Mission Statement and Service Promise while adhering to department service standards. This entails consistency performing our service expectations of: Welcoming, Proactive, Seamless, Personalized and Valued.
• Evaluates and suggests creditworthiness of prospects to decrease financial risk to the organization.
• Check credit applications and grants approval within established guidelines.
• Strong working knowledge of Title 31 requirements.
• Be able to do return checks and deal with the collection agencies.
• Maintains an open line of communication with the Credit & Collection Manager.
• Upholds a positive and professional demeanor during all interactions with guests, fellow team members, and vendors.
• Communicates with Central Credit and other properties regarding credit applications.
• Handles customer correspondence regarding discrepancies on credit applications.
• Collects, investigates, analyzes, and corrects disputed accounts to better serve customers and increase collection rate.
• Verify bank information on credit applications.
• Ensures the accurate and timely completion of credit application investigations.
• Maintains confidentiality of files and information.
• Keeps customer files in both electronic and hard copy format.
• Coordinates credit information being transferred to casino and finance department.
• Maintains credit office in a neat, organized, and professional manner.
• Handles collection duties and information filing and processing.
• Provide outstanding customer service to guests and all other employees by exceeding our mission statement.
• All required documents must be filled out completely with legible print.
• Communicate with all departments as needed using professionalism.
• Follow established rules, procedures, and internal control policies.
• Ensure compliance with all Minimum Internal Control Standards (MICS) as well as all Tribal Internal Control Standards (TICS).
• Present a positive image of the Tribal organization to its guests and vendors and to assist them as required.
• Must follow all safety policies and procedures and attend all scheduled safety meetings and training as a condition of employment.
• Perform any other duties that may be assigned from time to time.

SUPERVISORY RESPONSIBILITIES:
This job does not require supervisory duties.
EDUCATION AND EXPERIENCE (MUST BE DOCUMENTED):

• High School Diploma or (GED).
• Minimum of two (2) years' experience in Casino Credit or equivalent.
• Must be computer literate and able to operate a 10-key calculator.
• Six months related experience and/or training; or equivalent combination of education and experience.

CERTIFICATION, LICENSES AND ANY ADDITIONAL REQUIREMENTS:

• Must pass periodic random drug screens.
• Must be able to pass background suitability investigation.
• Must obtain a Tribal Gaming License.
• Must obtain all other applicable certifications and licenses.
• Must provide proof of eligibility to work in the United States within 72 hours of employment.

PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Upon request, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to talk and hear. The employee is frequently required to stand; walk and sit. The employee is occasionally required to use upper extremities, including but not limited to, hands and fingers to handle, or feel; reach with hands and arms. They may be occasionally required to climb or balance, stoop, bend, push, pull, twist, kneel, crouch, or crawl. The employee must occasionally lift up to 25 pounds and/or push, pull up to 50 pounds. The employee is occasionally required use repetitive movements to complete tasks. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Employee may be occasionally required to work in low light conditions, and may be exposed to loud noise for extended periods.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

• Multiple locations.
• Some enterprises are open 24 hours per day, 7 days per week; therefore, you must be flexible to work any and all hours.
• Must be available for emergency calls 24/7.
• Must be available to work weekend and holidays.
• Some enterprises are gaming facilities.
• Some enterprises are not a smoke-free environment.
• Surveillance cameras and audio equipment monitor the premises recording activity throughout most of the facilities on 24 hours per day, 7 days per week basis.

INDIAN PREFERENCE ACT:
The Twenty-Nine Palms Band of Mission Indians has a resolution on file with Human Resources to ensure that Indian Preference will be adhered to in the following order in accordance with IPA:
1. Tribal Members
2. Other Native Americans
3. All other ethnic groups