Underwriter/Portfolio Manager III/IV- ADG

Overview

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office.

First Citizens Aerospace, Defense & Government, part of the company's Commercial Finance group, offers asset backed loans for commercial aircraft, aircraft engines and aircraft parts as well as cash flow loans to manufacturers, service providers and private equity sponsors in the sector.

The Underwriter III/IV ADG will work within a team construct to assist and lead certain aspects of the credit underwriting and portfolio management of diverse debt solutions including specifically: (i) LBO Financing, (ii) Acquisition Financing, (iii) Debt Refinancing, and (iv) Recapitalizations for middle-market companies. Counterparties will include aerospace, defense, and government contracting focused companies, private equity teams, and other Lenders.

1. Prepare cash flow, ABL, and asset-backed models, conduct independent industry and business model research, assist in the underwriting of credits, and manage accounts post close.
2. Assist in the preparation of waivers and amendment requests or add-on opportunities.
3. Update ETT, CreditLens and review forms in a timely manner.
4. Maintain credit files in preparation for internal or external audits.
5. Ensure compliance with all CIT policies and procedures.
6. Firm understanding of CIT systems and resources.

Underwriting III

Required

Bachelor's Degree and 2 years of experience in Credit Analysis, Underwriting or Risk Management OR High School Diploma or GED and 6 years of experience in Credit Analysis, Underwriting or Risk Management.

• Bachelor's in Business, Finance, Economics with courses relevant to business and financial analysis;
• At least 2 years of experience in business lending, finance or investing environment, financial reporting and analysis;
• Aviation lending, leasing, investment, advisory experience;
• The completion of a formal credit training program is desired but not required;
• Demonstrated analytical and quantitative skills;
• Excellent oral and written communications skills;
• Time management skills to efficiently handle multiple tasks with changing priorities;
• Detailed knowledge of Microsoft Office Applications, including Excel and PowerPoint mastery;
• Attention to detail;
• Demonstrated team player able to learn (at times independently) and contribute.

Underwriting IV

Required

Bachelor's Degree and 4 years of experience in Credit Analysis, Underwriting or Risk Management OR High School Diploma or GED and 6 years of experience in Credit Analysis, Underwriting or Risk Management.

• Bachelor's in Business, Finance, Economics with courses relevant to business and financial analysis;
• At least 4 years of experience in business lending, finance or investing environment, financial reporting and analysis;
• Aviation lending, leasing, investment, advisory experience;
• The completion of a formal credit training program is desired but not required;
• Demonstrated analytical and quantitative skills;
• Excellent oral and written communications skills;
• Time management skills to efficiently handle multiple tasks with changing priorities;
• Detailed knowledge of Microsoft Office Applications, including Excel and PowerPoint mastery;
• Attention to detail;
• Demonstrated team player able to learn (at times independently) and contribute.