ESSENTIAL FUNCTIONS
Reasonable Accommodations Statement
To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodation may be made to help enable qualified individuals with disabilities to perform essential functions.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned:
- Implements business development strategies to grow the commercial and agricultural loan portfolio for the market branch by identifying and analyzing potential loan markets and executing opportunities with existing and prospective customers.
- Extensive knowledge of all bank products and services to successfully develop and maintain high-quality deposit relationships.
- Builds relationships with stakeholders in the community. Projects a positive presence of the MBT Bank brand in the marketplace through participation in community activities and marketing opportunities.
- Ensures customer retention along with revenue generation while staying in accordance with loan policy guidelines and underwriting standards to ensure maximum profitability and minimize potential losses. Makes credit decisions within lending authority. Ability to accurately interpret Federal laws, State laws, and banking regulations to maintain overall compliance.
- Maintains knowledge of all MBT products and services and makes referrals to MBT Insurance, MBT Investments, or Retail Bankers as appropriate.
- Supports branch operations to ensure customers’ needs are met and business objectives are achieved. Actively facilitates outstanding service to bank customers through individual interactions and management of staff performance.
- Ensures policies and procedures are followed to maintain the safety and soundness of the bank.
- Provides leadership and direction to all branch staff to ensure performance objectives are met by building and maintaining an effective and integrated team within the branch.
Education & Experience
Education:
Bachelor’s Degree with emphasis in business, finance, or related fields preferred.
Experience:
At least 10 years’ experience in lending and prior supervisory experience.
About
MBT is a family-owned community bank that has been in business for over 75 years. We continue to grow throughout North Central Iowa and Southern Minnesota with $750 MM in assets. Our employees are offered a generous compensation package including competitive benefits such as 401k match, profit sharing, PTO, annual bonus, and the ability to grow and learn throughout their career. We value our employees, exceptional customer service, community involvement and strive to do business with honesty, integrity, and respect.
We work to help each of our customers achieve their unique financial goals through a competitive array of agricultural, commercial, and consumer banking services, insurance, and investment opportunities. People join MBT Bank for a job opportunity but stay because of the family-friendly environment and career growth.