Credit Analyst

Company:  HR Ratings
Location: Coral Gables
Closing Date: 03/11/2024
Hours: Full Time
Type: Permanent
Job Requirements / Description

HR Ratings, the leading Latin American credit rating agency and a SEC registered credit rating organization for corporates, financial institutions, and public finance ratings, is strongly expanding into the US market, with a focus on providing a differentiated rating service through its recently opened Miami, Florida office. HR Ratings is seeking highly motivated professionals with credit analysis, capital markets or finance interest and backgrounds to join the Analysis group at Analyst (0-2 years’ experience) and Senior Analyst (2-4 years’ experience) level. The role is highly analytical, with responsibilities as primary or secondary credit analyst on a wide variety of rating processes. The ideal candidate will be a highly motivated, responsible individual, who also enjoys the opportunity to interact with a multicultural team and is able to provide the highest level of service to issuers and investors through a strong analytical background.

Responsibilities include but are not limited to:

  • Analyzing the critical credit, financial and structural elements of US entities and related transactions through a fundamental analysis framework
  • Deployment and implementation of fundamental analysis techniques, tools and models used as part of the rating process
  • Effectively assessing and processing the relevant data for the credit quality of an entity or issuer (qualitative analysis)
  • Understanding and developing the models and model inputs that are part of HR Ratings’ methodologies (quantitative analysis)
  • Knowledge of factors such as geographic location, sector, industry, market, and regulatory framework for the ratings in which the analyst is involved
  • Presenting and discussing rating proposals with the internal Credit Committee
  • Leading and/or supporting related industry research projects
  • Maintaining assigned rating relationships
  • Knowledge and understanding of the relevant methodologies related to the day-to-day processes
  • Assisting in the development of ratings criteria, including writing relevant reports, and developing recommendations to bolster analysis

Qualifications of Ideal Candidate:

  • Finance BA/BSc degree, or related
  • Desired work experience either in credit analysis (or related field), or a related role involving financial analysis
  • Oral and written communication skills (particularly written) with a strong attention to detail
  • Strong quantitative, analytical, and technical expertise; and a solid basic understanding of credit fundamentals, combined with a willingness and ability to quickly learn new concepts, methodologies and techniques
  • Time management and organization abilities, as individual will be self-motivated and will be required to manage timelines across many projects
  • Ability to develop and maintain effective working and professional relationships, with initiative, participation, and team collaboration as core values
  • Work ethic with the ability to multi-task and meet deadlines
  • Native-level English skills required
  • Hiring for a bilingual analyst, fluent in English and Spanish is a plus


Application:


  • To receive more information and apply, please contact our recruitment team at /

Industry

  • Financial Services

Employment Type

Full-time

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