DescriptionThe Senior Credit Analyst provides support to the commercial loan department by analyzing individual/business financial information and industry data in preparation of loan approval recommendation documents and maintaining the commercial portfolio risks.Essential Duties:Performs preparation of complex loan evaluationOversees loan risk ratingsMaintains the Commercial Lending Inbox and financial statement trackerPerforms credit analysisOrders business and consumer credit reports, UCC filing reports, and other third party servicesEnsures compliance with applicable federal, state, and local laws and regulationsCompletes special projects according to the needs of the departmentRequirements:Associate's degree preferredMinimum of five years experience of commercial lending credit analysisMinimum of five years of banking knowledge including policies, regulations, and transactionsAbility to effectively lead a team to meet project goalsAbility to manage time effectively, collaborate with others, and work with minimal supervisionExperience presenting to large and small groupsAbove average proficiency in MS Office ProductsWe are looking for someone with Michigan banking/credit regulations experience.QualificationsBehaviorsRequiredFunctional Expert: Considered a thought leader on a subjectTeam Player: Works well as a member of a groupEnthusiastic: Shows intense and eager enjoyment and interestDetail Oriented: Capable of carrying out a given task with all details necessary to get the task done wellMotivationsRequiredSelf-Starter: Inspired to perform without outside helpGoal Completion: Inspired to perform well by the completion of tasksAbility to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organizationExperienceRequired5 years: Analyzing commercial tax returns, portfolio risk, and industry data5 years: Commercial Credit Analysis