Senior Credit Officer

Senior Credit Officer

Location: Lawton, OK

Onsite

BancFirst, Lawton Market
501 SW C Ave.
Lawton, OK 73505

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Experience in managing personnel (lenders)
2. Experience in building a lending team
3. Will have a team of experienced lenders reporting to this position
4. Develop quality new loans while managing an existing loan portfolio
5. Demonstrate expertise in Construction (Commercial and Consumer), Commercial, Commercial Real Estate, Consumer, and Consumer Real Estate Loans
6. Excellent communication skills (both verbal and non-verbal)
7. Promote BancFirst services through cross-selling banking products to new and existing customers
8. Participation in various community and public events
9. Consistent execution of policies and procedures
10. Extraordinary customer service at all times
11. Outside business development calls required
12. Assist with other duties and special projects as assigned

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

1. Bachelors Degree required (Business major or Formal Credit training preferred)
2. Minimum 8-10 years’ experience as an underwriting Commercial Loan Officer
3. Experience in negotiating loan workouts and asset liquidations
4. Must have ability to analyze complex financial data and write detailed credit memorandums
5. Must have current working knowledge of Regulatory Compliance requirements including, but not limited to, RESPA, HMDA, and Fair Lending
6. Must have ability to grow quality portfolio with annual performance goals
7. Promote Retail/Cash Management products to new and existing relationships
8. Willing to participate in community events
9. Outside business development calls required
10. Work well under stress and deadlines while managing multiple tasks
11. Must be able to communicate professionally both verbally and in writing
12. Regular and consistent attendance is an essential function of this position

PREFERRED SKILLS AND QUALIFICATIONS

1. Minimum of 8-10 years commercial lending experience preferred

PHYSICAL REQUIREMENTS

1. Constant use of computer screens and reading of reports
2. Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile
3. Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear
4. Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials
5. Ability to lift and/or move and carry 10 pounds

Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is an $12 billion bank offering personal and commercial products, trust, insurance, and investment services in fifty-nine Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE/AA - BancFirst is an Equal Opportunity and Affirmative Action employer.

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