Job Summary
In support of Dacotah Bank's strategic plan goals, this position manages and directs a bank market toward achieving profit, growth, and return on equity objectives. It is responsible for the administration and coordination of activities across one or multiple market locations, providing advice and guidance to bankers, and recommending and monitoring objectives while supporting established company policies and procedures. Additionally, this role serves as a leader by overseeing budget planning and profitable customer relationship growth to include loans, deposits, and all other revenue lines maximization. Key responsibilities include high visibility market leadership for Dacotah Bank within the community, profitable growth for the market and the company, credit quality, effective marketing efforts, supervision of bankers and loan support staff, the underwriting of loan requests and authority for banker's loan requests, and networking with prospective customers. This position reports to and works closely with the Regional President and works with a team of peers within the region and the Company.
Accountabilities
The accountabilities of this job are as follows:
- Within the framework and in support of the goals and objectives of the company strategic plan, establishes and manages market-based goals, objectives, and plans to maximize revenue and profitable growth for the market.
- Directs and oversees market's budgetary and financial activities.
- Both directly and indirectly through team members, prospects broad based customer relationships in the market using local networks and connections.
- Places priority on market-based goals achievement, with expectations of meeting or exceeding those goals, to include loans, deposits, other revenue lines and all other goals as set forth.
- Monitors loan portfolio to maintain a high-quality asset base; assures the proper credit-risk based management of all client files including all required financial records and loan documentation.
- Promotes the effective growth and management of the loan portfolio.
- Works with credit administration in the proper recognition of portfolio risk through active management of all monitoring tools and processes and ongoing oversight and engagement with market portfolio loan risk rating considerations.
- Participates in the hiring, promotion, and performance review process while managing, mentoring, and improving support staff performance. Coaches and develops individuals to ensure the team is meeting market, region, and company strategic goals.
- Dispenses advice, guidance, direction, and authorization to carry out plans, standards, and procedures consistent with the established policies and procedures of Dacotah Bank.
- Serves as a member of the President's Council leadership team, with responsibility for strategic focus and financial performance of the Company.
- Collaborates and engages effectively with employees, peers, internal departments, and other President's Council members, and encourages others to do the same.
- Demonstrates confidence and agility through changing priorities.
- Engages with community or service organizations.
Qualifications
Bachelor's degree or equivalent work experience required; degree in Finance, Business or Economics preferred; or 5-10 years related experience and/or training; or equivalent combination of education and experience. Completion of a GSB program preferred.
Language Skills
The incumbent must have the abilities to read, analyze and interpret general business periodicals, professional journals, technical procedures and governmental rules and regulations; to write reports, business correspondence and policy and procedure manuals; and effectively present information and respond to questions from shareholders, Company management, customers, and the general public.
Mathematical Skills
The incumbent must have the ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume; and the ability to apply concepts of basic algebra and geometry.
Reasoning Ability
The incumbent must have the abilities to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; and interpret a variety of instructions furnished in written, oral, diagram or schedule form.
Software Requirements
- Microsoft Suite
- Salesforce
- Core Banking
- Credit Administration
We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including:
- Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
- Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
- Health Savings Account
- Life Insurance for the employee and family
- Paid Vacation and Sick Time
- Retirement Plan Options
- Additional Perks and Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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