Job SummaryThe role will be responsible for managing underwriting credit transactions for Penske Truck Leasing and Penske Logistics, performing credit due diligence, financial statement analysis, business & industry risk assessment and preparation/presentation of requisite credit write-ups. Ability to oversee prudent credit decisions, structure transactions adequately, and communicate same to internal and external customer to maximize collectible revenue for the company. Significant written and verbal interaction with internal and external customers on a daily basis.Major Responsibilities:Interface with the Genpact Credit Team. This will include conference calls with the Team leader to address any concerns and provide training.Primary processor of Penske Logistics credit requests.Secondary processor of Penske Truck Leasing credit requests.Mentor Senior Credit AnalystsProcess security deposit refundsReview and edit higher level approval write-upsInterface with Sales organization regarding credit decisions and deal structuringQualifications:Bachelor's Degree required Accounting/Finance preferredMinimum 5 years credit and financial statement analysis experience, preferably in transportation equipment leasing.Intermediate to advanced ability to understand and analyze financial statementsStrong written and verbal skillsAbility to interface with all levels of management both internally and externallyAdvanced MS Word skillsAdvanced ability to understand and familiarity with D&B and other credit reportsAdvanced deal structuring ability to make the best possible underwriting decisionAdvanced Excel skillsRegular, predictable, full attendance is an essential function of the jobWillingness to travel as necessary, work the required schedule, work at the specific location required, complete Penske employment application, submit to a background investigation (to include past employment, education, and criminal history) and drug screening are required.Physical Requirements:The physical and mental demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.The associate will be required to: read; communicate verbally and/or in written form; remember and analyze certain information; and remember and understand certain instructions or guidelines.While performing the duties of this job, the associate may be required to stand, walk, and sit. The associate is frequently required to use hands to touch, handle, and feel, and to reach with hands and arms. The associate must be able to occasionally lift and/or move up to 25lbs/12kg.Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus.Penske is an Equal Opportunity Employer.About Penske Truck LeasingPenske Truck Leasing Co., L.P., headquartered in Reading, Pennsylvania, is a partnership of Penske Corporation, Penske Automotive Group and Mitsui & Co., Ltd. A leading global transportation services provider, Penske operates a premier fleet of vehicles and serves its customers from locations in North America, South America, Europe, Australia, and Asia. Penske’s product lines include full-service truck leasing, contract maintenance, commercial and consumer truck rentals, used truck sales, transportation and warehousing management and supply chain management solutions. Visit to learn more.About Penske Truck Leasing/Transportation SolutionsPenske Truck Leasing/Transportation Solutions is a premier global transportation provider that delivers essential and innovative transportation, logistics and technology services to help companies and people move forward. With headquarters in Reading, PA, Penske and its associates are driven by a dedication to excellence and a commitment to customer success. Visit Go Penske to learn more.Job Category: Risk Management/SafetyJob Family: CommonAddress: 100 Gundy DrivePrimary Location: US-MD-HagerstownEmployer: Penske Truck Leasing Co., L.P.Req ID: 2315200