Seattle Credit Union is dedicated to helping our members achieve financial prosperity by providing education and banking services that meet their personal goals. We are Inclusive, Inventive and Invested. We are Seattle Credit Union - we build strong and trusting relationships in service of our Mission.
Functional Area: Commercial Services
Department: Member Business Lending
FLSA Status: Exempt
Seattle Credit Union is proud to be intentional in recruiting, hiring, and promoting a workplace that is inclusive. We are an Equal Opportunity/Affirmative Action Employer that celebrates our collective differences and encourages all to apply, including those with different background, disability, age, ethnicity, race, religion, gender identity, sexual orientation, national origin, or veteran status protected by applicable federal, state, or local law.
ABOUT THE ROLE:
Seattle Credit Union is dedicated to helping our members achieve financial prosperity by providing education and banking services that meet their personal and business goals. We are Inclusive, Inventive and Invested. We are Seattle Credit Union - we build strong and trusting relationships in service of our Mission.
We are looking for an experienced commercial lender who is driven to make a positive impact on our business member experience. You are a strategic thinker with a bias for action. You have a relentless pursuit of excellence while bringing others along. You do not settle for mediocrity and are comfortable with challenging the status quo. If you’re always looking for more efficient and innovative ways of working, are thoughtful, intentional, and collaborative, we would love to talk to you!
The Commercial Lending Officer will be responsible for business development, portfolio management, credit analysis, member consultation, and collaborating across all Credit Union Channels. This is an exciting opportunity to bring forth new ideas and see those ideas come to life!
WHAT YOU WILL DO:
- Source and develop new business opportunities by building strong networks with Centers of Influence (COIs) and fostering lasting relationships with current and prospective clients.
- Manage a commercial lending portfolio by assessing client needs, preparing loan packages, and reviewing credit worthiness.
- Prepare and analyze credit applications, financial documents, and business plans to ensure compliance with internal policies and regulatory standards.
- Provide expert advice to businesses on financial products and services that best meet their growth and financial stability needs.
- Work closely with the Member Business Lending team, underwriters, and credit officers to ensure a smooth lending process.
- Identify potential risks within the portfolio and recommend mitigation strategies to protect both the client and the credit union.
- Prepare monthly, quarterly, and annual reports on lending activities, portfolio health, and business development outcomes.
- Consistently meets deadlines and project deliverables.
- Efficiently produces quality work product that align with varying levels of difficulty and turnaround times.
- Effectively adjusts to changing and evolving priorities and expectations.
- Demonstrates decisiveness, integrity, flexibility, and critical thinking that advances team, department, and organizational success.
- Demonstrates excellent written, verbal, and interpersonal communication skills.
- Demonstrates excellent customer service skills to both internal and external audiences.
- Demonstrates commitment to SCU Values.
- Establishes and maintains collaborative relationships with all levels of teammates across the organization.
- Demonstrates ownership for individual and team results.
- Influences progress through effective planning and communication.
- Maintain regular and punctual attendance.
- Other duties as assigned.
Basic Qualifications:
- Bachelor’s degree in business or similar field or equivalent work experience.
- Eight (8) + years of in the Lending industry.
- Five (5)+ of sales and service experience supporting business clientele.
- Demonstrated knowledge of financial analysis, lending practices, and regulatory guidelines.
- Strong proficiency with Microsoft Office applications (Outlook, Word, Excel, PowerPoint, Visio).
- Experience working in a credit union or financial institution.
- Proven ability to develop business relationships and manage a commercial loan portfolio.
- Strong interpersonal skills and experience leading teams or projects.
- This is a hybrid role with work performed remotely as well as in an office and/or branch environment in the Greater Seattle area of Washington State.
- Team members may need to attend special off-hour meetings and seminars.
- The nature of work may include prolonged periods sitting at a desk and working on a computer.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skills and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
The salary range for this position is: $131,000 - $163,000 annually.
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