Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation known for its innovative insurance products and superior customer service. Bankers Insurance offers a variety of property and casualty products and services. Among the company's products are business owners, builder's risk, personal and commercial flood, as well as specialized coverages. Insurance and financial services remain at the core of our business, and we're proud of our more than 45+ year track record of expertise and service. We recognize the changes taking place in our domestic and global economy, as well as our society. We strive to respond to those changes with a spirit of understanding, growth, innovation, and entrepreneurship, developing new products, services, and partnerships.
Our Core Values Include
Collaboration: working together is critical to achieving organizational goals.
Innovation: growth happens when we can absorb and implement new ideas that provide unique solutions and superior customer service.
Performance: we believe in providing our employees with the tools and support they need to grow, succeed, and make an impact.
Social Responsibilit y: we place charity and volunteer work at the core of our organization.
Trust: we build and maintain trust with our employees and clients by embodying integrity, transparency, and 'doing the right thing.'
Company Value Statements
In the performance of their respective tasks and duties, all employees are expected to demonstrate the following:
- Acting with the highest level of honesty, trust, character, and transparency.
- Making a unified effort to achieve the goals of the organization, embracing accountability for exceptional performance every day.
- Commitment to excellence in reaching our full potential as individuals and as an organization, surpassing the ordinary and the expectations of our stakeholders.
- Approaching every challenge with creative energy, discovering unique solutions to maximize success; focus on creating and delivering compelling customer value.
- Belief in the power of a diverse workforce and in creating a positive impact on both the environment and our community.
- environment and our community.
Underwrites and manages a territory for Commercial Lines BOP new business, renewals, endorsements, and inspections while applying excellent risk-based underwriting philosophy and standards. Consistently looking for ways to improve the overall product by identifying gaps in coverages and processes while driving the initiatives to completion. These responsibilities must be accomplished while maintaining quality, productivity, and time service standards.
Essential Functions
- Review and select Commercial Lines risks that adhere to underwriting guidelines.
- Exhibits strong understanding and consistent application of risks reviewed, accurately
- Possesses strong organizational skills and prioritization of responsibilities to accomplish tasks efficiently.
- Applying judgment and risk-based underwriting philosophy.
- Works with supervisor and product managers to identify gaps in coverage and drive initiatives to improve the overall product.
- Occasionally travel to visit assigned agents and look for ways to increase and improve business
- Appropriately rate policies on new business, renewals, endorsements, and inspections for Commercial Lines products.
- Review, document and take appropriate action on inspection reports and apply appropriate adjustments.
- Remain current with program changes implemented by product managers and recommend policy changes to product managers.
- Develops and strengthens agent relationships and communication.
- Must be able to analyze and provide feedback when necessary regarding the quality of an agency's submissions.
- Assist product managers with research and projects to improve and enhance product offerings.
- Physical attendance is required at the worksite (Hybrid)
- Up to 20% travel required.
- Bachelor's Degree in a related field and at least 3 years experience in commercial BOP underwriting.
- 5 to 7 years of P&C experience
- At least 3 years of commercial underwriting experience handling Business Owner's Policy (BOP) or small commercial package business.
- Strong technical underwriting knowledge and decision-making skills.
- Has agency travel as part of their current responsibility with a proven record of developing and maintaining solid relationships with both internal and external business partners.
- Excellent communication and presentation skills.
- Bachelor's degree preferred or equivalent work experience inclusive of one of the following Insurance designations (CIC, CPCU, AU)
- Microsoft Word, Excel, and PowerPoint
- Excellent Oral and Written Communication skills
- Product knowledge
- Organization and time management skills
- Must have a "CAN DO" Attitude
- Great Team Player
The preceding position description has been designed to indicate the general nature of the work performed; the level of knowledge and skills typically required; and the usual working conditions of this position. It is not designed to contain or be interpreted as a comprehensive, complete, or exclusive list of the duties of the position. Additional and different duties may be assigned from time to time. We are an E-Verify company.