DescriptionIn our Business Lending department, we go beyond just writing a loan; it’s about building lifelong valued relationships and constructing opportunities so our members can reach their business goals. As the VP Business Lending, you will successfully expand Dupaco’s presence in the Des Moines, IA community and surrounding area. You have a wealth of knowledge from years of experience with C&I lending and real-estate lending and want to share your passion for helping people, businesses, and communities grow.You’ll be:Offering needs based financial products and services to new and existing business members while providing courteous, professional and knowledgeable service to increase member satisfaction and account usageProactively establishing and maintaining connections within the communities we serve to continue building the commercial book of business within the credit union (via community events, networking, volunteering, social media, email, etc.)Interviewing loan applicants, collecting and analyzing financial data in order to evaluate the credit worthiness of the applicant and make recommendations to the Business Loan CommitteeEstablish and negotiate, both member Business loans and Commercial and inform member of the terms under which credit will be extended, including the costs, repayment schedule and collateral requirementsMaking calls to proactively build new business relationships and deepen existing relationshipsManaging the transaction processes from initial engagement through final close, including structure, pricing, internal approval / compliance processes and documentationCollecting and analyzing information which reflects the current credit worthiness of applicant. (Information may be obtained by direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, etc.)Monitoring loan repayment activities and assisting in collecting past due accounts, as neededServing as a resource for team questions and assist with training and development of co-workers as assignedMaintaining through information on trends, laws, regulations and innovations in the Business Lending field and make recommendations accordinglyCooperating with Examining committee, State and Federal examiners, and others for auditing purposes, as neededServing as a relationship manager and facilitating discussions with members on all matters related to other credit union services including deposit services, insurance needs, and financial planning supportGrowing and maintaining a profitable book of business by successfully closing deals to meet or exceed individual and department revenue, contribution, fee income, loans and deposit goalsYou’ll need:An established presence in the Des Moines, IA market area is requiredBachelor’s Degree in Business, Finance or a related fieldMinimum of 3-5 years Business/Commercial lending experience with a thorough understanding of business financial analysis including the ability to analyze information to make sound lending decisionsKnowledge of laws and regulations governing business lending, consumer lending and collection practicesExceptional communication skills with a proven ability to develop and grow relationshipsAn entrepreneurial mind set with the ability to work remotely and independentlyAbility to travel frequently within about a 45-mile radius of Des Moines, IAIf this is who you are, what you want, and what you can do…this is where you belong! Apply online today at AdvancedPresentation Skills: AdvancedCustomer Service: AdvancedBehaviorsPreferredDetail Oriented: Capable of carrying out a given task with all details necessary to get the task done wellTeam Player: Works well as a member of a groupInnovative: Consistently introduces new ideas and demonstrates original thinkingDedicated: Devoted to a task or purpose with loyalty or integrityMotivationsPreferredSelf-Starter: Inspired to perform without outside helpEntrepreneurial Spirit: Inspired to perform well by an ability to drive new ventures within the businessGoal Completion: Inspired to perform well by the completion of tasksFinancial: Inspired to perform well by monetary reimbursementAbility to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organizationEducationRequiredBachelors or better in FinanceExperienceRequired3 years: Business/Commercial lending experience with a thorough understanding of business financial analysis including the ability to analyze information to make sound lending decisions3 years: C&I and Commercial Real Estate Lending ExperienceEqual Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)