Mortgage Loan Officer, Yakima Branch (Bilingual English/Spanish)

Company:  Washington State Employees Credit Union
Location: Yakima
Closing Date: 27/10/2024
Hours: Full Time
Type: Permanent
Job Requirements / Description
We look forward to reviewing your application!All applicants must include a resume.Visa sponsorship not available.Contact us at 1.800.562.0999 x11111 with any questions.We are an affirmative action and equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, national origin, ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity, marital status, or any other legally recognized protected basis under federal, state or local law.

Come join our seasoned mortgage sales team located in the Yakima Area. We are hiring a top sales performer who has extensive mortgage knowledge and exceptional communication standards. Creating an extraordinary member experience will be your key to success!

Your day may include:

  • Originating first mortgage loans and equity loans
  • Pricing and disclosing rates and fees via required disclosures in compliance with Federal Regulations
  • Actively seeking new mortgage business through internal and external referral sources
  • Submitting upfront quality loan packages according to standardized expectations
  • Communicating consistently with all parties to the transaction as well as back-office staff to ensure the timely closing of all loans in individual pipeline
  • Ensuring the highest standard of quality service by meeting members' expectations in regards to responsiveness, dependability and individual attention to mortgage needs
  • Meeting with external referral sources to prospect new business and increase brand awareness in assigned region
  • Attending all sales meetings, trainings, and corporate functions as assigned
  • Actively participating in WSECU's mortgage campaigns or advertising as needed
  • Engaging in day-to-day activities of the Mortgage Origination Team
  • Developing and executing Individual Marketing Plans to ensure sales goals are met
  • Maintaining knowledge of mortgage loan competition and industry best practices and recommending process improvements where appropriate

What you bring to the team:

  • Three (3) years of demonstrated success in a mortgage loan origination experience, including familiarity with FHA/VA requirements
  • Bilingual in English and Spanish with proficiency listening, reading, writing and speaking in both languages (Spanish language proficiency assessment will be required for job finalists)
  • Microsoft Office Suite proficiency, above average computer skills and ability to work on multiple software systems
  • Excellent conceptual, organizational, and problem-solving skills
  • Ability to provide clear explanations of complicated mortgage industry processes, rates, practices and laws
  • Ability to calculate ratios, interest rates, loan payments and percentages

Bonus Points if you have:

  • College degree in Business or closely related field
  • Experience in condos, jumbos, mobile homes and construction loans
  • Good project management skills

Competitive pay: $17.31 per hour plus commission base plan

  • The range above allows our employees room for growth through annual merit and other pay increase during their tenure in the position.
  • The target range for qualified new hires is typically within the first half of the range. Actual offers will be based on individual qualifications relevant to the role and will not take an applicant's pay history into account.

Where we're located: Position covers WSECU Branches in the Yakima area. Employee must reside and perform all work in the state of Washington. This is a hybrid position that blends working in-office and from home. Works onsite two (2) occasions per week.

When you'd work: Monday-Friday, 8:30am - 5:30pm with Saturdays hours as needed. Full time minimum 40 hours per week, with scheduling flexibility to meet service needs for this non-exempt position

Working from home/hybrid requirements :

  • Reliable, high-speed home internet connection
  • Private, confidential workspace, away from distractions and other people
  • Suitable desk/surface and desk chair

Perks: Here are a few benefits and perks we offer:

  • Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
  • Full-Time Regular employees accrue general leave and sick leave, on a monthly basis
  • Part-Time employees accrue general leave, on a monthly basis
  • 11 Paid Holidays
  • Employer paid Long Term Disability & Long-Term Care plan for Full-Time employees
  • Employer paid Long Term Care plan for Part-Time employees
  • 401(K) with 8.5% Contribution by WSECU to begin 1st quarter after 1 year of service
  • Paid Volunteer Leave
  • Tuition Assistance
  • Employee Assistance Program & Employee Discounts
  • And, you get to work with some awesome people!

WSECU is honored to be recognized as the number one credit union in in the state on Forbes magazine's list of best credit unions in Washington. Members are at the heart of everything we do. Their feedback helps us determine our path and knowing that same member feedback led to this recognition is incredibly rewarding.

Ind2

#LI-Hybrid

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