Funding Specialist

About Caribou
At Caribou, we care about giving people financial freedom so they can focus on what's most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $115/month on their car loans while protecting their investment long term.
Caribou is led by leaders from the technology, automotive, and finance industries. We're proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.
About the Role
Caribou is seeking a Funding Specialist to join a high-energy, solutions-oriented department; where you will work with your team and Funding Manager to create seamless customer experiences while working with our Sales, Titling, Customer Care, and Sales Admin teams to carry loans through the refinance process.
In this role, you will...

• Review and validate loan documents for adherence to lending partner standards in line with set procedures & timelines.
• Generate and verify assigned loan files once signed, to ensure proper completion.
• Aggregate all necessary loan documentation, and submit to the lender for final review.
• Define and identify necessary stipulations so customer-facing departments can guide borrowers through the stipulation collection process.
• Be empowered to achieve all daily, weekly, and monthly performance goals and objectives as set by leadership.
• Contribute to leadership's interactions with lending partners to optimize their programs, improve processes & increase efficiency.

This role can be based out of our Caribou office in Denver, CO or remote/hybrid within the greater Denver area.
You have:

• 2+ years of loan processing or funding experience
• Strong attention to detail, & are exceptionally organized; able to adapt to changing requirements with ease
• Discipline, & see yourself as a hands-on, self-motivated person who takes ownership of assigned tasks, seeing them to completion
• Strong communication skills, necessary to provide feedback to improve the customer and lender experience positively and constructively.
• Exceptional interpersonal skills, and the ability to flourish in a team environment
• High computer literacy skills, and the capacity to adapt to multiple software programs, including Google Workspace, Slack, & others,

How we will take care of you
Everyone at Caribou is a valued team member. Our compensation and benefits package includes:

• Competitive compensation: $25.00/hour
• Equity options
• 401k savings program
• Parking and transit assistance for downtown Denver Office
• Generous paid time off including: Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents.
• Robust wellness benefits including company-paid plans for health, dental, vision, mental health, disability and basic life insurance.
• Optional benefits to suit your individual circumstances such as HSAs, FSAs, supplemental life and medical insurance, and pet insurance.
• Up to $1,000 per year for eligible professional development expenses.

Our Core Values
We come from all walks of life and are joined together by our shared values, which guide our work and how we work together.

• Give a damn. What we're doing matters. We show up determined to deliver results, and we love it.
• Velocity. We're intentional about where we're going and we race towards it.
• Make the assist. We have diverse strengths. We offer and ask for help so we all win.

Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.
*Caribou does not currently have employee operations in AL, AK, AR, CT, HI, ID, IN, IA, KY, MS, MT, NE, NM, ND, OK, RI, SD, WV, WY.
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