First Merchants Bank is seeking a Mortgage Consultant to join our team! This full time position will focus on managing residential loan applications through internal portfolio deals and walk-in customers.
As part of this role you will:
- Provide exemplary customer service to walk-in and referred customers.
- Interview loan applicants to collect and analyze financial data to determine the merits of the specific loan request.
- Establish and negotiate terms under which credit will be extended, including costs, repayment method, repayment schedule, escrow accounts, workout situations and portfolio refinancing loans.
- Assist customers with mortgage servicing questions related to payment postings, escrow issues, etc.
- Support the credit control department by assisting with the restructuring or modification of past due portfolio mortgage loans.
- Advise customers concerning financial matters.
- Participate in community affairs to increase the bank's visibility and enhance new business opportunities.
- Maintain the public reputation of the bank and corporation.
To be successful in this position, we require the following:
- High school diploma or equivalent (GED) and up to eighteen months of specialized training in a related field beyond high school.
- A minimum of one (1) year of mortgage lending, consumer lending or related experience.
First Merchants offers the following:
- Base Pay PLUS Bonuses
- Medical, Dental and Vision Insurance
- 401k
- Health Savings and Flexible Spending Accounts
- Vacation/Sick Time
- Paid Holidays
- Paid Parental Leave
- Tuition Reimbursement
- Additional Benefits
A little about us:
First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.
Our Vision is:
To enhance the financial wellness of the diverse communities we serve.
Our Mission is:
To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.
Our Team:
"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."
Apply today to begin your career with us!
Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)