Credit Manager

Responsibilities:

• Assess the credit worthiness of existing and potential customers to determine appropriate credit lines, while reviewing the risk.
• Approved credit lines up to delegated level of authority, and specific advice and recommendation to approve credit lines that exceed the delegated level of authority and or to approve unusual credit arrangements, such as non-standard payment terms, among others.
• Control customer account balances within established terms and limits by monitoring accounts receivable levels.
• Investigate and initiate collection of past due items.
• Review orders placed on credit hold because of credit check to determine whether to release, or if specific actions are required from the customer payment or provision of security.
• Assist the Accounts Receivable department by identifying the AR items included in wire transfers and ACH payments to properly offset outstanding debit and credit balances.
• Provide guidance to Pricing and Customer Service in the preparation of difficult adjustments to accounts.
• Collaborate with other departments on key credit aspects related to the execution of commercial contracts and master agreements.
• Maintain active communication with Legal to review, revise, and or draft collateral documents, contracts’ clauses, and other credit related items.
• Work with teams such as Customer Service, Pricing, IT, and Billing to troubleshoot invoicing and other issues that may present.
• Establish payment arrangements for customers in financial difficulty and or with poor payment history.
• Perform ad-hoc projects and or reports as requested by Management.
• Stay up to date with industry, economic, and global trends and developments that may have an impact on credit decisions.

Qualifications:

• 2-3 years experience with credit analysis
• Degree in Finance, Economics or Business Administration required
• Strong Analytical skills
• Ability to collaborate with other departments

Additional Information:

This company is located on the west side of Houston and has a hybrid work structure that includes a 9/80 schedule. Compensation is in the $80-90K range plus bonus.